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That’s a great question many working seniors are contemplating!

Here’s just a few examples of what you should consider before making any changes

  • Is it your employer plan or your spouse’s?
  • If it is your plan, are any other family members enrolled with you?
  • How much does your current plan cost you?
  • Is it an HMO or PPO plan?
  • Do you have a high deductible, HSA compatible plan?
  • Are you receiving your Social Security Benefits?
  • What’s your earned income
  • Is it over $85,000 (single) or over $170,000 (married)?
  • Are you taking expensive medications?

Sometimes you’re better off staying with your current employer plan and sometimes you’re better off with Medicare.

I wish I could give you a short answer but overlooking important information could hurt you in the long run.

If you would like an expert opinion contact my office (714) 921-9214 for a free consultation.

Posted 7:10 PM

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